The Asset You Forgot to Insure: Why Income Protection Trumps Everything Else
Target Audience: Working professionals, self-employed contractors, and small business owners.

Core Takeaways:

Most people insure their car, phone, and house, but neglect the engine funding all three: their ability to earn a paycheck.

The difference between Short-Term Disability (STD) and Long-Term Disability (LTD).

How elimination periods (10, 14, or 30 days) impact premiums and claims.

Common myths: thinking workers’ compensation covers off-the-job injuries or chronic illnesses.

Calculate how long your savings would last without an income. Schedule a quick 10-minute review with Community Benefits Services today.